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Standard Life adds to income protection

Standard Life is relaunching its income protection plan after a review. It has introduced guaranteed rates, index-linked benefits and the choice of a termbased plan or cover to a specific age.

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‘PTA needs clearer explanation’

Moneysupermarket.com has accused providers and advisers of not explaining pension term assurance. Its research found that only 21 per cent of people with life cover would consider switching to a PTA policy.

IMA’s October fund statistics show property still most popular

The specialist sector is still the most popular net retail sector with property accounting for 73 per cent of October’s inflows according to the latest monthly fund statistics from the Investment Management Association.The sector saw October inflows of £519m with property representing £379m while the global growth sector saw the biggest monthly decrease with net […]

Ferguson won’t be rash on property as he holds on to cash

Scottish Widows Investment Partnership property fund manager Gerry Ferguson has a higher than normal cash weighting of 10 per cent, as he will not be rushed into buying poor-value assets.Ferguson, and Cazenove multi-manager diversity fund manager Mark Harries, speaking on Asset TV, agreed that the explosion in interest in property meant that too many fund […]

Broker Talkback

Are interest-only mortgages not supported by a repayment vehicle a ticking time-bomb?Yes “People do not realise that at some point the debt has to be repaid and, the longer they leave it, the worse it will get.”Martin Bage, Martin Bage Financial Services No “Not if you are following the correct advice. We are fully aware […]

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