Without any thought for the consequences, those who have never had to work for a living – you know, pick up a phone to earn a living, knock on doors, drive 250 miles on the off chance of a sale, sit with clients trying to warn them of the dire financial consequences of not having […]
Gordon Brown has closed the loophole that allowed ownermanagers of small businesses to avoid income tax by paying themselves dividends inst-ead of salary. Many IFAs see this as a “punitive measure” from the Chancellor, with Master Adv-iser managing director Doug Brodie arguing that the move could see many firms return to sole trader status, with […]
The ABI is keen to see debate over the best health funding strategy model for the UK heat up, believing that debate has been narrow so far. ABI head of health Richard Walsh says there is a different health funding system in force in every European country, all of which have their strengths and weaknesses. […]
Eagle Star is scrapping the reversionary bonuses on its conventional with-profits pension policies this year, Zurich has announced.But the company will pay a reversionary bonuses of 0.25 per cent for conventional with-profits life policies. Eagle Star's new annual bonus rate for its series 5 unitised with-profits fund is 1 per cent for life policies and […]
Dr. Andrew Lo, Founder and Chief Investment Strategist at AlphaSimplex, discusses how the firm takes into account human behaviour when constructing their portfolio, specifically by embedding the idea of volatility targeting in all of their strategies.
The past 12 months have seen a swathe of new rules and guidance hit the advice space. Here, Money Marketing’s experts sift through the noise to provide their key takeaways. Crunch time for culture issues Vicky Pearce, director at B-Compliant As the year draws to a close, looking back over 2018 one of the key […]
I have just visited Japan and while there I could not help but think about the concept of zen. This is both something we are – our true nature expressing itself moment by moment – and something we do: a disciplined practice through which we can realise the joy of being. It strikes me that […]
The total value of pension transfers rose slightly from £8.2bn in the second quarter of the year to £8.6bn in the third quarter, the latest figures from the Office for National Statistics show. This is down from a high of £10.6bn in the first quarter, however, with experts predicting long-term decline as advisers exit the […]