The Society of Pension Consultants claims the Government's Stakeholder Pensions proposals are too vague.
In its response to the Stakeholder Consultation paper, the society says it is unclear what level of advice the Government expects under the 1 per cent maximum charge.
The SPC says the consultation brief refers to advice as providing basic information, responding to queries and providing basic information.
The Society feels the Government should clarify exactly what will be covered under the advice charge. As it believes it only allows for the very basic advice to be provided such as generic information and an explanation how the scheme works.
It says: "Advice based on individual's specific circumstances, on whether membership of a stakeholder scheme is or remains appropriate or on whether a scheme is most appropriate could not be accommodated within the charge."