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Special edition TechTalk: Changing Opportunities

Read the special edition TechTalk magazine: Changing Opportunities. Scottish Widows’ Financial Planning team revisits the biggest industry changes, while Patrick Leavey from the Group Public Affairs division explores changes to the legislative landscape.

For this and more, visit the new Scottish Widows change hub

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What a rugby ball can teach us about top advice firms

The pace of change has increased over the past few years, prompted particularly by the RDR and rising competition. Owners have been forced to scrutinise their businesses and, in some cases, re-organise and change how they work in order to make a profit and meet regulatory requirements. Is there an optimum size of business that […]

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Gerry Brown: Reflecting on 40 years of tax planning

Prudential technical manager Gerry Brown retired last month after 40 years in tax planning. Here he reflects on the changes he has seen over his working life, and the tax planning changes to come. When I joined the Inland Revenue in September 1976 the UK had a Labour government with tax policies based on the […]

Tony Wickenden: Dividend tax change puts power back with pensions

Previously in this series of articles looking at remuneration planning for SME owners I explained that once minimum pension age has been reached there are greater opportunities in setting the dividend/bonus/pension mix. In relation to that I looked at using pension commencement lumps sums but commented it was also possible to take advantage of the […]

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Banks face multi-billion pound fines over mortgage misselling

Barclays, Deutsche Bank and Credit Suisse are expected to be hit with multi-billion pound fines for misselling mortgage-backed securities in the run-up to the financial crisis. The Financial Times reports the US Department of Justice is hoping to agree a single settlement with the banks ahead of the US presidential election. It comes as investors […]

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