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Spanish home bank tracker from N&P

Norwich & Peterborough Building Society is offering a five year bank base rate tracker currently at 5.25 per cent for ex-patriates in Spain and Gibraltar.

The tracker, at Bank of England base rate plus 1.25 per cent, is available for purchases or remortgages of a main home, holiday property or retirement residence in Gibraltar and the Costa del Sol.

The mortgage reverts to N&P&#39s Spanish Home Loans variable rate, currently 6 per cent, and is available up to 75 per cent loan to value. Six months interest is payable for redemptions within the fixed rate period, and the arrangement fee is £250.


Low-risk US fund firm in UK retail move

US asset management firm Dimensional is planning a major launch into the UK retail market in September led by former Schroders chief executive officer David Salisbury.Dimensional, which has its head office in Los Angeles, has $39bn of assets under management worldwide. It is a low-risk fund manager with 30 pooled funds covering smaller company, value […]

Fears for tiers

CP121 introduces the concept of a lower tier of financial advisers to provide the mass market with low-cost advice on simple products. However, we at AT Kearney question the overall commercial viability and feasibility of these proposals as they appear to fall down on three levels.First, the commission that can be earned on simple Catmarked […]

Norwich & Peterborough joins Trigold platform

Norwich & Peterborough Building Society is joining the Trigold mortgage sourcing platform letting intermediaries find out about products and complete the application process online. N&P says its electronic integration with Trigold will make decision-making faster, reduce administration costs and speed up the delivery of products to the market. N&P&#39s decision to join the Trigold platform […]

Correspondent&#39s week

It is not every week you launch a new life company and anyone who thinks it is easy should see the blood, sweat and tears (almost) shed by the Selestia team.This week is a big one for us as we are indeed launching our life company and it has been a long and arduous process. […]


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