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Southern Pacific reaches £100m lending

Sub-prime lender Southern Pacific Mortgages has written £100m in completions since it started last June. It is writing £12m-£15m worth of mortgages a month. It is also planning a £60m securitisation through Greenwich NatWest.

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A game of two halves

Last week, we launched the second half of our Game of Two Halves competition, offering the sporting day of a lifetime with Save & Prosper. We are now in week two. If you missed the questions on page 5 (how could you?) turn back. Four IFA readers have the chance to win tickets to the […]

JO Hambro to set up branded IFA group

Private-client fund manager JO Hambro is bidding to launch a new IFA with the aim of grabbing 10-20 per cent of the market over the next five years. JO Hambro, which has £900m under management, is looking to recruit up to 95 IFAs for its new company, called JO Hambro Financial Brands. It needs to […]

A DGT with 100% access and 100% discount?

Clare Moffat, Technical Manager, looks at the benefits of pensions from an IHT perspective. 100% access and 100% discount – what type of wrapper could this be? A pension! Post flexibility there is 100% access (for those over 55) and normally pensions are inheritance tax (IHT) free. With flexibility the options available on death mean […]

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