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Societies see big issues being missed

The Building Societies Association says the reforms fail to address many of the bigger issues faced by borrowers. Its survey earlier this year found that only 16 per cent of people see stamp duty as a big concern.

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The FSA has banned three directors of BPS Insure for failing to notify it of a £3m deficit in its client account. London-based BPS also used client money to pay its general expenses, further increasing the deficit.

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