Impartial, independent professional advice is not cheap and one of the often-discussed contributory factors in this cost is that of regulation. The Financial Services Compensation Scheme interim levy bills are a good example of regulatory costs pressures. Adviser firms have little choice but to find a, hopefully, palatable way to pass this on to the […]
Management teams have a corporate responsibility to act in the long-term interests of their company and its shareholders. However, the current investment climate – increasingly uncertain, with higher market volatility than that seen over the last couple of years – tends to encourage short-termism and a focus on returning cash to shareholders, in many cases […]
Running a financial services firm is a bit like engineering, according to engineer turned Attivo Group chief executive Stephen Harper. It is all about systems that can break down completely if they have not been properly maintained, or if the smallest component stops working. “The reason why the system on an engine breaks is usually […]
The launch of a new trade organisation representing advisers has reignited the debate around the industry’s ability to lobby at the highest level. This week Money Marketing revealed how former IFA Association director general Garry Heath is launching a new trade body in May for wealth managers and independent and restricted advisers. Heath says Apfa […]
According to our recent report on the death of retirement, changes in workplace pension provision mean that coming generations of retirees could have a radically different experience of retirement from their parents. The average contribution rate into an old-style final salary pension was around 20 per cent of total wages, the statutory minimum for a […]
- Top trends
- Top trends
- Ian McKenna: Where the Standard Life/Phoenix deal could fall down for advisers
- Paul Lewis: Financial advisers and journalists are one and the same
- Who were the winners at the Money Marketing Awards?
- How much are advisers charging for pension transfers?
- Aegon apologises to advisers over Cofunds replatforming
News and expert analysis straight to your inboxSign up