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Smoke gets in your eyes…

It may be the fag-end of the Isa season but the diary thinks Britannic Retirement Solutions head of communication Jim Boyd&#39s tongue was only slightly in his tobacco-filled cheek when he suggested launching a campaign to persuade annuity purchasers to start smoking on National No Smoking Day.

An ashen-faced Boyd feared his pipedream to filter better annuity rates to impaired-life clients could make him the butt of the anti-smoking lobby.

Boyd wonders whether such a marketing approach will be allowed under a lighter touch regulation regime or snuffed out altogether.


Out of context

•”I&#39ve been Bob the builder for the past few months but I can&#39t sell my house so I&#39m having to move into it.” -M2 Financial&#39s Mark Howard.•”I have never had the desire to fondle a waxwork.” – Whitechurch Securities chairman Kean Seager on colleague Ian McIvor&#39s fondness for Kylie&#39s Madame Tussauds double.•”I was like a […]

Trust never sleeps

In discussion paper 18, the FSA says “ethics and regulation meet because standards of behaviour affect our ability to achieve our objectives set down by the FSMA”.The objectives are of course – market confidence, consumer protection, financial crime, public awareness and confidence.With regard to confidence, the FSA rightly says that “higher business and individual standards […]

Cofunds leading with consolidation success

Fund supermarket Cofunds is leading the platform pack in terms of total fund sales in the fourth quarter of last year, according to a confidential report seen by Money Marketing.The report shows that Cofunds, which recently saw chief executive Clive Boothman leave the group, achieved total sales of £118.7m in the fourth quarter of last […]

Product matters

What is the new investment black? Is there a new investment black? As sales of unit trusts are falling off a cliff, sales of structured products continue to climb. This is despite much negative publicity about many guaranteed high-income products launched several years ago. Growth products have been less affected and there are some interesting […]


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