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SLFoC offers partners and employees cover deal

Sun Life Financial of Canada is offering a group life and group income protection facility featuring cover for firms which have both staff partnerships and employees.

SLFoC says businesses such as legal and accountancy firms often have staff that are equity partners drawing a monthly income from the business as well as salaried employees.

Partners and employees need separate life and income protection schemes because the Inland Revenue taxes their income in different ways.

SLFoC can offer IFAs the ability to get full cover for both employees and staff partners which should simplify admin for IFAs.

A separate plan for equity partners can be set up and linked to the main scheme for employees.

Equity partners can also be covered in a stand-alone scheme subject to a minimum number of members.

Group insurance managing director Paul Davies says: “Our underwriting team will set up a plan that meets the particular requirements of businesses with a mixed workforce enabling firms to give employees enhance benefits and saving time and money for all concerned.”


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