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Skipton Stateside loan tracks Libor

Skipton Building Society is launching a new US dollar Libor tracker loan, the Stateside Tracker Mortgage. It says the interest rate is benchmarked for the first five years against the three-month Libor rate, which is currently 1.80 per cent. On loans to value up to 85 per cent the rate will be 3.60 per cent at launch and on LTVs up to 95 per cent the rate will be 3.75 per cent.

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None of us can dodge the professional indemnity issue. We have all seen or will see a huge increase in premiums.That said, I do feel that DBS has handled the problem badly and is unduly penalising the smaller IFA. It has increased its monthly fee for a sole trader from £200 to £330.70 and this […]

Are we taking verification too far?

Are we going too far with client verification?I have just had a call from Norwich Union with regard to an application for term insurance that I submitted to them recently.The quote and application form were downloaded from my website and I have never spoken or seen the client. They sent in an original bank statement […]

Teather & Greenwood – AIM VCT

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Our diary IFA passes Cemap with merit

Charles Helfferich, the York-based IFA who has been writing a diary in Money Marketing of his progress towards achieving the Cemap bridge paper, has passed with merit.Helfferich, a partner with Grosvenor Financial Consultants, says Scottish Widows Bank helped him prepare for the exam, including a training session to introduce him to the Cemap syllabus and […]

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