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Skipton launches mortgage discount scheme

Skipton is launching a mortgage discount scheme which reduces the interest rate of borrowers’ loans the longer they have been with the society.

The scheme will automatically apply a 0.3 per cent discount off Skipton’s variable rate of 6.9 per cent after a mortgage has been held for two years and a 0.5 per cent discount after four years.

Borrowers on special deals and within redemption penalty periods will also benefit from the discounts.


L&G drives stakeholder through heart of group market

LEGAL & GENERAL GROUP STAKEHOLDER PENSION Type: Group stakeholder pension. Minimum premium: £20. Minimum group size: 1. Minimum-maximum ages: From birth-75. Fund links: Consensus fund, European equity index fund, Japanese equity index fund, UK equity index fund, US equity index fund, global equity index fund, global equity fixed weights index fund, cash fund, distribution fund, […]

Debts of despair

Following the purchase and renovation of a property, including new heating, kitchen and improving the garden, we have found, even though we have good incomes, we are finding it extremely difficult to get by and the overdraft is getting out of control. What can we do? This was an actual enquiry we received via a […]

Offices withdraw IFA guidance on contracting out

Life offices are withdrawing their contracting out recommendation templates after recent changes to rebate levels have made the decision too close to call. The move leaves IFAs with nowhere to turn for guidance as they wrestle with the marginal differences between Serps and contracting out before making a recommendation. Until recently, most life offices provided […]

Mortgage Next – Buy To Let 5 Year Fixed Fee Saver 75 Per Cent

Wednesday, 30 May 2001.Type: Fixed rate buy-to-let mortgage for members of Mortgage Next service.Fixed term: Until July 31, 2006.Fixed rate: 6.23 per cent.Minimum loan: £15,001, remortgages £25,001.Maximum loan: Up to 75 per cent of valuation subject to no maximum.Income multiples: Rental income must be at least 125 per cent of monthly mortgage payment.Arrangement fee: £399.Redemption […]


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