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Skipton Building Society – Three-Year Base Rate Tracker Capped Mortgage

Skipton Building Society

Three-Year Base Rate Tracker Capped Mortgage

Type: Capped-rate tracker mortgage

Tracker term: Until November 30, 2010

Tracker rate: 0.44% above the Bank of England base rate

Payable rate: 6.19%

Capped term: Until November 30, 2010

Capped rate: 6.44%

Minimum loan: £5,000

Maximum loan: Up to 95% of valuation subject to a maximum of £400,000, up to 90% of valuation subject to a maximum of £500,000, up to 85% of valuation subject to a maximum of £750,000, up to 80% of valuation subject to a maximum of £1m, up to 75% of valuation subject to no maximum
Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year allowed without penalty, free legal fees through Skipton home conveyancing service and free valuation for remortgages

Flexible features: Overpayments, payment holidays, interest calculated daily

Arrangement fee: £599

Redemption fee: 2% of the amount repaid in year one, 1% in years two and three

Introducer’s fee: Subject to negotiation

Tel: 0800 876 6010

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