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Skipton Building Society – Low Fee 2 Year Fixed Rate to 90% LTV – Direct

Skipton Building Society – Low Fee 2 Year Fixed Rate to 90% LTV – Direct

Type: Fixed-rate mortgage

Fixed term: Until April 30, 2014

Fixed rate: 5.49%

Minimum loan: No minimum

Maximum loan: Up to 90% of valuation subject to a maximum of £500,000

Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year allowed without penalty in the fixed-rate period, free legal fees and one free standard valuation up to £610 for remortgages.

Arrangement fee: £195 application fee

Redemption fee: 3% of the amount repaid in the first two years plus interest to the end of the month

Introducer’s fee: None



AS 2011: Osborne announces £40bn lending increase to SMEs

Chancellor George Osborne has confirmed there will be an increase in lending available for smaller firms. In today’s autumn statement, the Chancellor unveiled a number of credit easing schemes designed to offer up to £40bn to smaller firms. The Government will create the National Loan Guarantee Scheme under which it will underwrite a set amount […]


Budget could see pension tax upheaval

The Treasury is likely to announce a review of pension tax in next year’s Budget which could see higher-rate relief cut, Money Marketing understands. Chancellor George Osborne had considered making the announcement in his autumn statement this week. Treasury officials are looking at proposals, including cutting back higher-rate tax relief or capping the tax-free cash […]

Government sets out new rules for VCTs and EIS

The Government has confirmed the lifting of the £1m limit that venture capital trusts can invest in a single company per year, with no new limit set. Under draft financial services bill proposals, published today, the Government is removing this restriction other than where the company is a member of a partnership or party to […]

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Auto-enrolment — don’t leave it too late…

With auto-enrolment (AE) well under way for the UK’s largest businesses, over the next three years an additional 800,000 smaller employers (with less than 60 employees) will start their journey to comply with the legislation. AE mandates all eligible employees and their respective employers to make regular pension contributions into a qualifying pension scheme. To learn more about the legislation read our brief Jelf AEase — simple steps to AE compliance guide.


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