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Skipton Building Society – Four Year Stateside Tracker Mortgage

Skipton Building Society

Four Year Stateside Tracker Mortgage

Type: Tracker mortgage

Tracker term: Until August 31, 2009

Tracker rate: 1.4% above the three-month US dollar Libor

Payable rate: 4.32%

Minimum loan: 1

Maximum loan: Up to 95% of valuation subject to a maximum loan of 250,000

Income multiples: Up to 3.5 times principal income plus second or 2.75 times joint

Conditions: Free legal fees for remortgages through Skipton Home Conveyancing Service, free valuation for remortgages or 475 contribution, six months free mortgage payment protection insurance
Flexible features: Payment holidays, interest calculated daily

Arrangement fee: 399 plus 200 application fee

Redemption fee: 5% of original loan until August 31, 2009

Introducers fee: Subject to negotiation

Tel: 08706 061621


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