View more on these topics

Skipton Building Society – Flexible 5 Year Fixed Rate

Flexible fixed-rate mortgage

Fixed term:
Until January 31, 2010

Fixed rate:

Minimum loan:

Maximum loan:
Up to 95% of valuation subject to a maximum of £200,000,
up to 90% of valuation subject to a maximum of £300,000,
up to 85% of valuation subject to a maximum of £400,000.
up to 80% of valuation subject to a maximum of £450,000,
up to 75% of valuation subject to no maximum

Income multiples:
Up to 3.5 times principal income plus second
or 2.75 times joint

Capital repayments of up to 10% a year allowed without penalty, free legal fees and free valuation for remortgages, six months&#39 free mortgage payment protection insurance

Flexible features:
Overpayments, payment holidays, interest calculated daily

Arrangement fee:
£299 plus £100 application fee

Redemption fee:
5% of amount repaid in year one,
4% in year two,
3% in years three to five

Introducer&#39s fee:
0.3%-0.5% of original loan

Tel: 08706 061621


Zurich portfolio tool on net

IFAs will be able to assess clients&#39 attitude to risk and build tailored portfolios using a new internet system from Zurich. The online portfolio builder will ensure that fund selection can be fully justified and give evidence of fund recommendations. The system will initially work with the sterling bond but will be extended over the […]

Pension Edge: Derek Simpson

A number of recent surveys have shown that the pension deficit black hole appears to be shrinking. The recovery has occurred as shares have rallied and employers have increased their contributions to make good pension shortfalls. This is encouraging news for the future of occupational pension schemes. It demonstrates that pensions should be viewed over […]

Fat chance for morality

The seemingly inexorable increase in life expectancy observed over the last century may be about to stop. Some commentators are going even further. Earlier this year, Professor Claude Bouchard, president of the International Society for the Study of Obesity, stated: “I suspect that within a short period of time we will begin to see a […]

Fears over voting and qualifications

Money Marketing has given IFAs the opportunity to put their questions to Sofa and the LIA about the proposed merger bet-ween the two bodies. Recurring questions centre around the loss of the “dip” from LIA members&#39 qualifications and the possibility of a transitional period to enable advisers to acquire additional AFPC passes to avoid relegation. […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm