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Skipton Building Society – Flexible 3 Year Capped Rate

Flexible capped rate mortgage with discount

Capped term:
Until February 28, 2008

Capped rate:

Discounted term:
Two years


Payable rate:

Minimum loan:

Maximum loan:
Up to 95% of valuation subject to a maximum of £200,000, up to 90% of valuation subject to a maximum of £300,000, up to 85% of valuation subject to a maximum of £400,000, up to 75% of valuation subject to a maximum of £1m

Income multiples:
Up to 3.5 times principal income plus second or 2.75 times joint

Capital repayments of up to 10% a year allowed without penalty, six months&#39 free mortgage payment protection insurance, free legal and valuation fees for remortgages

Arrangement fee:

Redemption fee:
4% of amount repaid in year one, 3% in year two, 2% in year three

Introducer&#39s fee:
Refer to lender

Tel: 08706 061621


Luqman Arnold replaced as Abbey CEO

Grupo Santander has appointed Francisco Gomez-Roldan as the new chief executive of Abbey National, replacing Luqman Arnold. Gomez-Roldan is currently chief financial officer of Grupo Santander. Arnold will work with Santander as a senior advisor to Grupo Santander Chairman Emilio Botin once he is replaced by Gomez-Roldan on November 15th. The appointment is subject to […]

Depolarisation starts December 1st – FSA

Depolarisation will start on December 1st this year with a six month transitional period, says the FSA. The regulator will be publishing final rules on depolarisation on December 1st, the date when the regime is also scheduled to begin. Firms will have six months – until June 1st – to implement depolarisation. Money Marketing revealed […]

Summing up in L&G fine appeal

Legal & General&#39s appeal against a £1.1m fine from the regulator for alleged endowment miselling will end this week following summing up from both the FSA and the insurer&#39s legal teams. L& G denies systemic miselling.

The main thrust on trusts

Over the last couple of weeks, I have considered the impact of the potential change to the taxation of capital gains made on investments (other than insurance-based investments) held in bare trusts created by parents for the benefit of their minor unmarried children or designated for them. This is part of a wider set of […]

Pensions - thumbnail

Preparing for the changes to the pensions market

As more and more providers start to reveal their stance on the charge cap and removal of commission and active member discount pricing, we thought it would be worthwhile to look at what these are, and the steps businesses should be taking to prepare for this.


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