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Skipton Building Society – Five Year Fixed Rate

Skipton Building Society

Five Year Fixed Rate

Type: Fixed-rate mortgage

Fixed term: Until April 30, 2010

Fixed rate: 5.09%

Minimum loan: 5,000

Maximum loan: Up to 95% of valuation subject to a maximum of 200,000, up to 90% of valuation subject to a maximum of 300,000, up to 85% of valuation subject to a maximum of 400,000, up to 75% of valuation subject to a maximum of 1m

Income multiples: Up to 3.5 times principal income plus second or 2.75 times joint

Conditions: Six months free mortgage payment protection insurance, capital repayments of up to 10% a year allowed without penalty, free legal fees and free valuation on remortgages

Flexible features: Overpayments, underpayments, payment holidays, interest calculated daily
Arrangement fee: 399 plus 100 application fee
Redemption fee: 5% of mortgage balance in year one, 4% in year two, 3% in years three to five

Introducers fee: Refer to lender

Tel: 08706 061621


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