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Skipton Building Society – Five Year Fixed Rate

Skipton Building Society

Five Year Fixed Rate

Type: Flexible fixed rate mortgage

Fixed term; Five years

Fixed rate; 4.74%

Minimum loan: 5,000

Maximum loan: Up to 95% of valuation subject to a maximum of 250,000, up to 90% of valuation subject to a maximum of 400,000, up to 85% of valuation subject to a maximum of 500,000, up to 80% of valuation subject to a maximum of 750,000, up to 75% of valuation subject to no maximum

Income multiples: Up to four times principal income plus second or 3.25 times join

Conditions: Capital repayments of up to 10% a year allowed without penalty, free mortgage payment protection insurance insurance

Flexible features: Overpayments, underpayments, payment holidays, lump sum withdrawals, interest calculated daily

Arrangement fee: 349 plus 100 application fee

Redemption fee: 5% of amount repaid in year one, 4% in year two, 3% in years three to five

Introducers fee: Subject to negotiation

Tel: 08706 061621

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