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Skipton Building Society – 5 Year Capped Plus 0.6 Per Cent Discount

Tuesday, November 13, 2001.



Type: Flexible capped rate discount mortgage.

Discounted term: Two years.

Discount: 0.6 per cent.

Capped rate: 6.65 per cent.

Capped term: Until January 31, 2007.

Minimum loan: £5,000.

Maximum loan: Up to 95 per cent of valuation subject to no

maximum.

Income multiples: 3.5 times principal income plus second or 2.75

times joint. First time buyers 3.25 times principal income plus

second or 2.5 times joint.

Features: Overpayments, payment holidays, interest calculated daily,

underpayments.

Arrangement fee: £295.

Redemption fee: 5 per cent of amount repaid in year one, 4 per cent

in year two, 3 per cent in year three, 2 per cent in year four, 1 per cent

in year five.

Conditions: Compulsory insurance choice of accident, sickness and

unemployment, house and contents or homeplan until January 31,

2007.

Introducer&#39s fee: None.

Tel: 0870 2412182.

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