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Skipton Building Society – 2 Year Base Rate Tracker

Skipton Building Society – 2 Year Base Rate Tracker

Type: Tracker mortgage

Tracker term: Two years

Tracker rate: 1.49% above the Bank of England base rate

Payable rate: 1.99%

Minimum loan: No minimum

Maximum loan: Up to 50% of valuation subject to a maximum of £1m

Income multiples: Based on affordability

Conditions: Capital repayments of up to 10% a year allowed without penalty in the fixed-rate period, free valuation and legal fees for remortgages, available direct and through intermediaries

Flexible features: Overpayments, payment holidays, interest calculated daily

Arrangement fee: £800 completion fee plus £195 application fee

Redemption fee: 3% of the amount repaid in the first two years plus interest to the end of the month

Introducer’s fee: Subject to negotiation

Tel: 0800 7076009

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