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Tony Mudd: Providers are working to develop LTC products

Recent stories have played on the fact that despite the Care Act (which, among other things, will introduce a £72,000 care cap) no insurance company is looking to develop care products. Specifically care products that will work in conjunction with the cap to cover the so-called catastrophe costs. This phrase and the idea behind the […]

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Lenders warned over TCF after FOS maximum mortgage age ruling

Mortgage lenders could fall foul of treating customers fairly rules if they apply generic lending criteria following a Financial Ombudsman Service ruling against HSBC, experts warn. The FOS has upheld a complaint against the bank for unfairly rejecting a mortgage application on the grounds of age in the first case of its kind. A couple in […]

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Election 2015: What are the key manifesto pledges affecting advisers?

With the general election now only weeks away, Money Marketing assesses the manifesto pledges affecting advisers and their clients. Tax While cracking down on tax evasion and aggressive avoidance has proved popular territory for all the major parties, several are also seeking to ameliorate the tax loads of voters. The Conservatives have promised to raise […]

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Hugh Young: Why Japan deserves another look

Spring is special in Japan. The blossom of cherry and plum trees invites viewings – or “hanami” – across the country. The tradition speaks to the country’s appreciation of nature and the passing of seasons. But as the Japanese economy picks up momentum, will this rebound prove as ephemeral as the spring cherry blossom? For […]

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Tech giants: how big is too big?

How big is too big? Facebook, Amazon and Google continue to present very attractive investment opportunities, despite recent regulatory concern about their size argues Neptune’s Ali Unwin. Read more here Important information Investment risks Neptune funds may have a high historic volatility rating and past performance is not a guide for future performance. The value […]

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