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Skandia – Spectrum 3


Spectrum 3

Type: Oeic

Aim: Growth by investing in a defensive multi-asset portfolio of investment funds and segregated mandates

Minimum investment: Lump sum £1,000, monthly £50

Investment split: 46.3% money market, 19% property, 17.5% UK equities, 4.3% Asia Pacific equities, 4.3% European equities, 4.3% international equities, 4.3% US equities

Isa link: Yes

Charges: Initial 5%, annual 1.25%

Commission: Initial 3%, renewal 0.5%

Tel: 020 7220 3531


C&G to increase rates by 0.25%

Cheltenham & Gloucester is to withdraw its entire range of mortgage products at end of play today, increasing rates by 0.25 per cent.


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