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Skandia – Protected Investment Portfolio

Type: Capital-protected bond

Aim: Growth linked to the performance of Norwich Property Trust,
Fidelity special situations, Invesco Perpetual corporate bond fund,
Schroder Mid 250 fund and Merrill Lynch International Investment
Fund UK

Minimum-maximum investment: £5,000-no maximum,
£3,000-£7,000 Isa

Term: Five years

Guarantee: Maximum protection option – Original capital returned in
full regardless of performance of the index. Strategic growth option&#45
80% of original capital returned in full regardless of performance of
index

Return: Maximum protection option &#45up to 100% growth at end of
term. Strategic growth option &#45 up to 200% growth at end of term
Closing date: January 12, 2004, December 29, 2003 Isa/Pep
transfers

Commission: Initial 3%

Tel: 0800 243 509

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