Skandia paid out on 88 per cent of critical-illness insurance claims totalling more than 181m to 1,920 policyholders last year.
Cancer remains the most common claim, accounting for 59 per cent of claims and payouts totalling 90.8m.
Fifteen per cent of claims paid out for heart attack, 8 per cent for heart surgery and 7 per cent for stroke. Cancer accoun-ted for 48 per cent of claims by men and 77 per cent of claims in women, with breast cancer being the most common condition.
Twelve per cent of claims were not paid, with 2 per cent due to non-disclosure and the remaining 10 per cent for not meeting policy definitions.
Protection marketing manager Ian Brown says: “This new data that we are continuing our history of paying claims. No one could ever hope that one day they will have to make a critical-illness claim but if it does happen we want to make sure the process is as smooth as possible and that people receive the financial support they need.
“We have put a great deal of effort into ensuring our application forms are clear and user-friendly to reduce the number of claims not paid for non-disclosure. These results show that those steps are working.”