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Skandia MultiFunds – Protected Portfolio Investment

Skandia MultiFunds

Protected Portfolio Investment

Type: Capital-protected bond

Aim: Growth linked equally to the performance of the Artemis income, Schroder UK Mid-250, Investec UK Special Situations,Aviva Investors property trust and Invesco Perpetual UK corporate bond fund

Minimum-maximum investment: £3,000-no maximum, Isa £7,200

Term: Six years

Return: Assured return – the greater of 28% of original investment or 60% of the growth in the underlying portfolio, averaged return maximum protection – 100% of the growth in underlying portfolio

Guarantee: Assured return – Original capital returned in full along with 28% of original investment at the end of the term regardless of performance of underlying portfolio, averaged return – original capital returned in full at the end of term regardless of performance of underlying portfolio

Closing date: August 28, 2009, August 21, 2009 for Isa transfers

Commission: Initial 3%

Tel: 023 8033 441



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