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Skandia Life – Protected MultiManager Plan

Wednesday, 26 February 2003

Type: Capital protected mini or maxi Isa

Aim: Growth by investing in UK equities, UK bonds and commercial property

Minimum-maximum investment: £3,000 – £7,000 for 2002/2003 and 2003/2004 tax years

Investment choice: Schroder UK mid 250, Fidelity special situations, Invesco Perpetual corporate bond, Norwich property funds

Term: six years three months

Guarantee: Option 1 &#45 Original capital returned in full regardless of fund performance, option 2 &#45 80% of capital returned

Return: Option 1 &#45 100% of growth at end of term, option 2 &#45 200% of growth at end of term

Closing date: April 25, 2003

Charges: Implicit

Commission: Initial 3%

Tel: 02380 334411


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