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Skandia Investment Management – Protected Portfolio Investment

Skandia Investment Management

Protected Portfolio Investment

Type: Capital-protected bond

Aim: Growth linked equally to the performance of the Artemis income, Schroder UK mid-250, New Star UK alpha, Norwich property trust and Invesco Perpetual corporate bond funds

Minimum-maximum investment: 3,000-no maximum, Isa 7,000

Term: Six years

Return: Assured return – the greater of 16 per cent of original investment or 50% growth in underlying portfolio, absolute return – 70% growth in underlying portfolio, averaged return maximum protection – 100% growth in underlying portfolio, averaged return strategic growth – 200% of growth in underlying portfolio

Guarantee: Assured return – Original capital returned in full along with 16 per cent growth at end of the term regardless of performance of underlying portfolio, absolute return and averaged return maximum protection – Original capital returned in full at end of term regardless of performance of underlying portfolio, averaged return strategic growth – 80% of capital returned at end of term regardless of performance of underlying portfolio

Closing date: December 15, 2005, December 1, 2005 for Pep/Isa transfers

Commission: Initial 3%

Tel: 023 8033 4411


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