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Is DWP’s ‘Workie’ really a colossal waste of money?

What is 10 feet tall, has two horns and is covered in multi-coloured fur? Well, if you believe some members of the advice community, the answer is a complete waste of money. It is fair to say the reveal of “Workie” and the Department for Work and Pensions’ new marketing campaign to promote workplace pensions […]

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Neil Liversidge: The true victims of the advice gap

Citizens Advice recently published a report claiming almost half the UK’s adult population – 23 million people – would have taken financial advice at key moments of their life had it been on offer. It found a third would take advice on starting work or changing jobs, a quarter when buying a home and 37 […]

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Payday lender in £15m FCA redress deal

Payday lender Dollar Financial UK has agreed to hand back £15.4m to customers following an agreement with the FCA. The firm, which trades as The Money Shop, Payday UK, Payday Express and Ladder Loans, will refund the money to over 147,000 customers. It comes after a skilled persons review of Dollar’s lending decisions, which found […]

DB transfers – one more factor to consider

Jim Grant – Senior Product Insight & Technical Support Analyst We look at how higher DB transfer values could cause a lifetime allowance issue and how that affects the advice process. Advisers are receiving an increasing number of requests from clients looking to transfer their pension from final salary schemes to personal pensions. This is a […]

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