Chapter 1 – “The typical customer” Chapter 2 – “Options for customers” Chapter 3 – “The role of advice” Chapter 4 – “Charging structures” Chapter 5 – “A blended solution” Chapter 6 – “Optimum withdrawal”
Our Focus on Pension Freedoms panel discussions have been produced in partnership with Scottish Widows. At the Scottish Widows adviser hub you will find a 10 minute summary video, highlighting the key points from all four sessions and also each session broken down in to chapters to allow you to watch in bite size chunks when you have 5 or 10 minutes to spare.
While pension freedom presents an enormous opportunity for the adviser community, the industry is well aware of the potential for yet another misselling scandal – the implications of which are almost unthinkable. One thing advisers have consistently sought is regulatory certainty and it seems to me that, at least in some areas, we might now […]
The Money Advice Service will no longer run TV advertising campaigns, says chief executive Caroline Rookes as the organisation slashes its marketing budget by a third. The MAS’s 2015/16 business plan, published today, reveals its marketing spend for “money advice” services has been cut from £13.2m in 2014/15 to £8.8m. The FCA confirmed last week […]
Nearly 12 months since sweeping to power, prime minister Narendra Modi has overseen a significant turnaround in India, which is now on track to become one of the most pro-growth, pro-investment economies in Asia. While the market has rallied 48 per cent over the last year in response to Modi’s reform agenda, what is the potential for further progress?
The Money Advice Service has appointed three new non-executive directors to sit on its board. Caroline Fawcett, Michael Dailly and Nicola Bruce have been appointed by the FCA, and join the MAS from today. Among other roles, Fawcett was previously held marketing and customer experience positions at L&G. She is also a non-executive director on […]
Trevor Greetham, Head of Multi Asset In a marked contrast to the surge in risk sentiment that followed President Trump’s election in November, markets greeted Emmanuel Macron’s victory in the French presidential election with satisfaction and relief, rather than euphoria. After rallying strongly on opinion polls that accurately predicted the outcome, the euro held onto […]
Invesco Perpetual leads the latest edition of the infamous Spot the Dog report, which identifies underperforming equity funds, as the number of dogs hits a record high. In its bi-annual Spot the Dog report, Bestinvest names and shames funds that have underperformed their benchmarks for three consecutive years and by more than five per cent over […]
Most firms regulated by the FCA are satisfied with its performance and believe it is an efficient regulator, the watchdog has said. The survey conducted by the FCA and its Practitioner Panel – one of its advisory bodies – sought feedback on the regulator’s performance from the firms it oversees. The results showed that both satisfaction and […]
Investing at this stage of the market cycle is a tough balancing act. While over-exposure to risky assets leaves a portfolio vulnerable when a correction really bites, taking too much risk off the table too soon can mean missing out on the remaining opportunities which may still present themselves over the coming months. With so […]