Chapter 1 – “The typical customer” Chapter 2 – “Options for customers” Chapter 3 – “The role of advice” Chapter 4 – “Charging structures” Chapter 5 – “A blended solution” Chapter 6 – “Optimum withdrawal”
Our Focus on Pension Freedoms panel discussions have been produced in partnership with Scottish Widows. At the Scottish Widows adviser hub you will find a 10 minute summary video, highlighting the key points from all four sessions and also each session broken down in to chapters to allow you to watch in bite size chunks when you have 5 or 10 minutes to spare.
While pension freedom presents an enormous opportunity for the adviser community, the industry is well aware of the potential for yet another misselling scandal – the implications of which are almost unthinkable. One thing advisers have consistently sought is regulatory certainty and it seems to me that, at least in some areas, we might now […]
The Money Advice Service will no longer run TV advertising campaigns, says chief executive Caroline Rookes as the organisation slashes its marketing budget by a third. The MAS’s 2015/16 business plan, published today, reveals its marketing spend for “money advice” services has been cut from £13.2m in 2014/15 to £8.8m. The FCA confirmed last week […]
Nearly 12 months since sweeping to power, prime minister Narendra Modi has overseen a significant turnaround in India, which is now on track to become one of the most pro-growth, pro-investment economies in Asia. While the market has rallied 48 per cent over the last year in response to Modi’s reform agenda, what is the potential for further progress?
The Money Advice Service has appointed three new non-executive directors to sit on its board. Caroline Fawcett, Michael Dailly and Nicola Bruce have been appointed by the FCA, and join the MAS from today. Among other roles, Fawcett was previously held marketing and customer experience positions at L&G. She is also a non-executive director on […]
Trevor Greetham, Head of Multi Asset In a marked contrast to the surge in risk sentiment that followed President Trump’s election in November, markets greeted Emmanuel Macron’s victory in the French presidential election with satisfaction and relief, rather than euphoria. After rallying strongly on opinion polls that accurately predicted the outcome, the euro held onto […]
Protection Review chief executive Kevin Carr looks at recent market events Power to the people Now in its third year, the Protection Distributors Group has recently launched its “Claims Charter”, which aims to improve the basic levels of best practice undertaken by insurers when dealing with claims. Over the last two years, the group has […]
The parent of Yorkshire Bank and Clydesdale Bank has agreed to buy Virgin Money for £1.7bn. The businesses say the deal will create the UK’s first “true national banking competitor to the status quo”. The new group will serve around six million customers. A notice to investors from CYBG says: “The combined group will have […]
The Pensions Ombudsman has ruled AJ Bell must compensate a client for investment losses attributable to a botched transfer to James Hay Partnership. Mr R’s complaint against AJ Bell is it was partly responsible for the delay in the transfer of funds that shut him out of the market and lost him thousands of pounds. […]