Chapter 1 – “The typical customer” Chapter 2 – “Options for customers” Chapter 3 – “The role of advice” Chapter 4 – “Charging structures” Chapter 5 – “A blended solution” Chapter 6 – “Optimum withdrawal”
Our Focus on Pension Freedoms panel discussions have been produced in partnership with Scottish Widows. At the Scottish Widows adviser hub you will find a 10 minute summary video, highlighting the key points from all four sessions and also each session broken down in to chapters to allow you to watch in bite size chunks when you have 5 or 10 minutes to spare.
While pension freedom presents an enormous opportunity for the adviser community, the industry is well aware of the potential for yet another misselling scandal – the implications of which are almost unthinkable. One thing advisers have consistently sought is regulatory certainty and it seems to me that, at least in some areas, we might now […]
The Money Advice Service will no longer run TV advertising campaigns, says chief executive Caroline Rookes as the organisation slashes its marketing budget by a third. The MAS’s 2015/16 business plan, published today, reveals its marketing spend for “money advice” services has been cut from £13.2m in 2014/15 to £8.8m. The FCA confirmed last week […]
Nearly 12 months since sweeping to power, prime minister Narendra Modi has overseen a significant turnaround in India, which is now on track to become one of the most pro-growth, pro-investment economies in Asia. While the market has rallied 48 per cent over the last year in response to Modi’s reform agenda, what is the potential for further progress?
The Money Advice Service has appointed three new non-executive directors to sit on its board. Caroline Fawcett, Michael Dailly and Nicola Bruce have been appointed by the FCA, and join the MAS from today. Among other roles, Fawcett was previously held marketing and customer experience positions at L&G. She is also a non-executive director on […]
Trevor Greetham, Head of Multi Asset In a marked contrast to the surge in risk sentiment that followed President Trump’s election in November, markets greeted Emmanuel Macron’s victory in the French presidential election with satisfaction and relief, rather than euphoria. After rallying strongly on opinion polls that accurately predicted the outcome, the euro held onto […]
Retirees are likely to miss out on sustainable income and death benefits if they do not annuitise at least part of their pot, new research finds. In a paper from actuaries Milliman, which draws on data from provider Just, Milliman modelled a pure drawdown strategy combining equities and bonds, and a combined annuity with an […]
Advice giant St James’s Place will block access to its investment platform for 10 days while it migrates services to a new provider. SJP tells Money Marketing that the work will affect online service ability for clients between 19 October and 29 October. A spokesman says: “SJP will carry out essential maintenance to our systems as part […]
This summer saw the S&P 500 rule headlines for enjoying the longest-running bull market in history. Yet, as per the old adage, what goes up inevitably comes down, and it is the job of advisers to manage clients’ portfolios accordingly – either directly or via the third-party investment services they use. A crude assumption might […]