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Selestia Life & Pensions – Selestia Investment Bond

Monday, 20 May 2002

Type: Unit-linked bond

Aim: Growth by investing in funds from 30 fund management

Minimum investment: Lump sum £5,000

Fund links: 182 funds from Aberdeen Unit Trust Managers, ABN
Amro, Artemis Unit Trust Managers, Baring Fund Managers, Britannic
Asset Management, Close Fund Management, Credit Suisse Asset
Management, Deutsche Asset Management, Dresdner RCM, Fidelity
Investment Funds, First State, Framlington, Friends Provident,
Henderson Global Investors, Invesco Perpetual, Investec Asset
Management, ISIS Friends Ivory & Sime, JPMorgan Fleming Asset
Management, Lazard Asset Management, Liontrust, Martin Currie
Unit Trusts, Merrill Lynch Investment Managers, Morley Fund
Management, Newton Investment Funds, Norwich Union, Old Mutual
Fund Managers, OM Gerrard, Rathbone Unit Trust Management,
Sarasin, SEI Investments, Societe Generale Asset Management and

Allocation rates: 100%

Charges: Initial 6%, annual up to £15,000 0.7%, £15,001 – £40,000
0.3%, £40,001 and above 0.15%

Switches: Subject to negotiation

Commission: Initial 4%, renewal up to 0.5%

Tel: 08456 410410


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