In my last article, I outlined some of the features of different classes of Government bonds and corporate bonds. I concentrated particularly on projections of investment returns from investment funds holding each of these classes, noting their performance in recent years and the sources of information which might guide our thoughts as to future trends.
Fees under pressure. Regulatory moves against closet indexers. Rapid advances in financial technology. Shifting sentiment among investors. Such mounting challenges have led to widespread speculation about active management’s shrinking future. But a closer look inside intelligent portfolio construction today tells a story of expanding roles, added value, and innovative risk-adjusted, lower-cost solutions. Four investment experts […]
Auto-enrolment has transformed saving and new regulations will help the pensions industry keep up. In 2012, pensions saving ebbed to a new low. Just 42 per cent of eligible private sector workers were participating in a workplace pension. Just six years on, that figure has soared to 81 per cent. The impact of auto-enrolment has […]
A “mid-life MOT” can help people plan for retirement better if they are targeted in the correct way, new research shows. The report from the Centre for Ageing Better is a response to the recommendation to introduce a mid-life MOT in John Cridland’s independent review of the state pension age. Following the review Aviva, Legal […]
Only one in seven of the 90 per cent of adults in the UK who did not seek financial advice in the past year chose not to because of high costs, new research shows. Interim report findings from consultancy firms Ignition House and Critical Research to inform the Financial Advice Market Review show consumers continue […]