View more on these topics

Second issue of Keydata growth plan

Keydata is launching the second issue of its growth-builder plan offering 100 per cent participation in any growth in the FTSE 100 over six years. The plan, which locks in each 20 per cent rise in the index, will return capital in full unless the FTSE falls by more than 50 per cent during the term and fails to recover to is starting value. Minimum investment is £3,000, with no maximum. Commission is 3 per cent.

Recommended

Firms seeking DB alternatives

More than half of employers have carried out a major review of their final-salary pension schemes in the last year and many are keen to find alternatives rather than close them down, says Watson Wyatt. The actuarial consultancy, which advises more than 50 of the 100 biggest UK corporate pension schemes, found that 59 per […]

Inside edge

I am not sure that I agree with the commonly held view that the only alternative to final-salary or defined-benefit schemes is for employers to switch to groupings of personal pensions or stakeholder pensions instead. That is a step-change for many bigger employers that could be difficult for them to sell to their employees. That […]

Pru loses track of pension client&#39s age

An Edinburgh-based IFA is demanding answers from the Prudential after it lost the details of a client and failed to inform them of the need to purchase an annuity when they turned 75 earlier this year. Alan Steel Asset Management managing director Alan Steel, who is one of Scotland&#39s best-known IFAs, is angry that a […]

Anglo Irish Bank Isle of Man – Capital Protected Bond II

Type: Capital-protected bond Aim: Growth linked to the performance of the FTSE 100 index Minimum-maximum investment: £10,000 Term: Five years six months Place of registration: Isle of Man Guarantee: Original capital returned in full regardless of performance in index Return: 100% growth at end of term or 30% growth after three years if index rises […]

Apple: a stellar technology story

By Ali Unwin, head of technology sector research

Apple recently announced the highest-ever recorded quarterly net profit ($18bn), with the sale of 74.4 million iPhones helping the company deliver $74.6bn of revenue for the quarter ending December 2014. These sales were largely driven by strong demand for the new iPhone 6 and iPhone 6 Plus. Highlights included Chinese iPhone sales doubling year-on-year and unit growth of 44% in the US — supposedly a well-penetrated market. Apple ended the quarter with $178bn in cash on its balance sheet, having generated a staggering $30bn in free cash flow during the quarter.

At Neptune, we have been long-term believers in the Apple story, and continue to hold the stock in a number of our portfolios based on the company’s long-term growth prospects. This is predicated on our belief that Apple has proved thus far that it can — unusually for a consumer electronics company — maintain high margins for a sustained period of time, even as adoption of new technology slows down and competitors produce similar-specification products.

Newsletter

News and expert analysis straight to your inbox

Sign up

Comments

    Leave a comment

    Close

    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm

    Email: customerservices@moneymarketing.com