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Scottish Widows – Guaranteed Investment Bond

Tuesday, November 13, 2001.

Type: Guaranteed equity bond.

Aim: Growth linked to the FTSE 100 index.

Minimum-maximum investment: £2,000-no maximum.

Term: Six years.

Guarantee: Capital returned in full at end of term regardless of

movement in index.

Return: Capital returned in full along with up to 7.5 per cent of growth

in index every six months.

Closing date: December 9, 2001.

Special offer: 0.1-0.5 per cent extra allocation.

Offer period: Until December 9, 2001.

Commission: Initial 3 per cent.

Tel: 08457 573956.


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