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Scottish Widows goes for strategy

Wilkins says: "A reasonable concept but no track record yet. It

could be good based on the performance of the funds in the Scottish

Widows range."


IFAs attack Gartmore&#39s refusal on zero payouts

IFAs have slammed the split-cap Gartmore monthly income trust for refusing to redeem zero shareholders in full on the due date despite having the money to do so.Gartmore admitted last week that it intends to pay zero customers just 78.4 per cent of their holdings at the end of the month although more than three-quarters […]

Mind the gap

Big numbers are always striking and there are few things more striking than the claim that a £27bn gap exists between what people need to be putting aside for retirement and what is actually being saved in the UK.This claim by the ABI has become a familiar feature of the landscape. It is important, therefore, […]

Revamp for ScotEq&#39s protection

Scottish Equitable Employee Benefits is relaunching the look of its protection menu after finding IFAs wanted a more modern marketing approach.The flexible benefits package was first launched in November 1999 and comprises a set of group risk benefits targeted at employers with workforces between 50 and 500 employees.IFAs have access to a self-select menu of […]

&#39Bridging savings gap could spark recession&#39

Influential thinktank the Institute for Public Policy Research has rubbished the ABI&#39s claims of a £27bn savings gap, saying the research ignores the effect of taking that amount of money out of the economy each year.Writing in this week&#39s Money Marketing, IPPR senior economist Peter Robinson says the savings gap identified by consultancy Oliver Wyman […]

Trusts: Easier than you think?

Protection providers often extol the benefits of placing plans in trust. The advantages for clients are widely recognised and numerous – inheritance tax mitigation, avoiding probate delay, controlling claim proceeds, and so the long, familiar list continues. Yet, dismissed as unnecessary form-filling, or simply viewed as irrelevant in the context of a mortgage sale, less […]


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