Tuesday, 17th October 2000.
Type: Single premium investment bond.
Aim: Growth by investing in a range of Scottish Widows' funds and externally managed funds.
Minimum investment: £5,000 new clients, £1,000 existing clients.
Fund links: Choice of ten of the following funds: mixed, consensus mixed, safety plus, European, UK equity, international, North American, Japanese, UK equity index, fixed interest, property, indexed stock, cash, global equity, environmental, unitised with-profits, Fidelity managed, Fleming managed, Gartmore managed, Mercury managed, Newton managed, Perpetual managed, Schroder managed.
Allocation rates: Single life ages 3-75, joint life ages 3-79 - 100 per cent up to £24,999, 101 per cent £25,000-£49,999, 101.5 per cent above £50,000; single life ages 76-80, joint life ages 80-84 – 99 per cent up to £24,999, 100 per cent £25,000-£49.999, 100.5 per cent above £50,000; single life ages 81-85, joint life 85-89 - 98 per cent up to £24,999, 99 per cent £25,000-£49,999, 99.5 per cent above £50,000.
Charges: Initial 1 per cent, annual 0.75 per cent for Scottish Widows' unit linked funds, annual 0.85 per cent for unitised with-profits fund, annual 1.1 per cent-1.64 per cent for externally managed funds.
Switches: First four switches free each year, £15-£35 thereafter.
Commission: Initial 6.25 per cent or 3.75 per cent, renewal 0.5 per cent.
Tel: 0131 655 6000.