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Scottish Mutual – Smoothed Investment Bond

Monday, 24 March 2003

Type: Unit-linked bonds

Aim: Income or growth by investing in corporate bonds and equities

Minimum investment: Lump sum £5,000

Fund links: Smoothed income fund, smoothed growth fund

Allocation rates: £5,000-£29,999 &#45 100%, £30,000-£49,999 &#45 101%, £50,000-£99,999 &#45 101.5%, £100,000 and above &#45 102%

Charges: Initial 1.3%, annual 0.85%

Switches: Three free switches a year

Special offer: Additional 0.5% allocation on investments of £30,000 and above

Offer period: Until June 30, 2003

Commission: Subject to negotiation

Tel: 0845 6000403


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