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Scottish Life removes policy fee on regular premium plans

Scottish Life has removed the policy fee for all new regular premium plans of £100 or more per month.

The life office says the move is designed to increase the attractiveness of its personal pension plans and that the removal of the policy fee produces a substantial improvement in its competitive position.

Head of Communications Alasdair Buchanan says: "Retirement planning continues to be a very complex area and, in many cases, the cheapest solution does not necessarily prove to be the best. It is in areas such as retirement planning that IFAs really come into their own and having access to competitive and flexible contracts is crucially important."


Nationwide &#39most popular&#39 flexible lender

Nationwide claims it has become the UK&#39s most popular flexible mortgage lender with around 800,000 borrowers having access to a range of flexible features on their loans. The most popular option, according to the society, is the ability to overpay, with 10 per cent of those eligible making overpayments.

Lifestyle pension option from L&G

Legal & General is offering a new pension lifestyle option the Global Equity Index / Index Linked Gilt Lifestyle.The new option initially invests in the global equity index fund before gradually switching into index-linked gilt and cash funds respectively.Pensions marketing director Andy Agar says: “The new option is available to both new and existing pensions […]

Pink Home Loans – Exclusive Self Cert 2 Per Cent Discount

Tuesday, 11 September 2001.Discounted term: Until October 31, 2002.Discount: 2 per cent.Payable rate: 4.75 per cent.Minimum loan: £25,001.Maximum loan: Up to 85 per cent of valuation subject to a maximum of £400,000, up to 75 per cent subject to a maximum of £500,000.Income multiples: 3.5 times principal income plus second or 2.75 times joint.Arrangement fee: […]

What about effect on the customers?

I see Ron Sandler has been joined by the Eurocrats at the Brussels Inquisition. Both seem ready to run a sword through any adviser paid by commission. However, the potential impact on the consumer would seem to have been overlooked. I am a self-employed IFA with a client bank of around 250 and growing. I […]

How to use wills to protect your clients’ wishes

March was Free Wills Month! Free Wills Month brings together a group of well-respected charities to offer members of the public aged 55 and over the opportunity to have their simple wills written or updated free of charge by using participating solicitors in selected locations around England and Wales. Research by the Law Society* highlighted that only 64 […]


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