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Scottish Life Mortgages – Britannic Money 12 Month Discount 85 Per Cent

Monday, April 30 2001.

Type: Discounted rate flexible mortgage.

Discounted term: 12 months.

Discount: 2.5 per cent.

Payable rate: 5.24 per cent.

Minimum loan: £25,001.

Maximum loan: Up to 80 per cent of valuation subject to a maximum of £500,000, 81-85 per cent of valuation subject to a maximum of £300,000.

Income multiples: 3.25 times principal income plus second or 2.75 times joint.

Features: Overpayments, underpayments, payment holidays, lump sum withdrawal, interest calculated daily.

Arrangement fee: None.

Redemption fee: None.

Conditons: £250 cashback or £250 towards valuation costs whichever is greater. Free legal service for remortgages in England and Wales.

Introducer&#39s fee: 0.35 per cent of loan.

Tel: 01132 961385.


Pavilion Asset Management – Target Return Fund

Wednesday, 2 May 2001.Type: Offshore open-ended investment company.Aim: Growth by investing in hedge funds.Minimum investment: $100,000.Place of registration: Dublin.Investment split: 100 per cent in hedge funds.Isa link: No.Charges: Initial up to 5 per cent, annual 1.5 per cent.Commission: Initial up to 5 per cent, renewal subject to negotiation.Tel: 020 7616 4740. 

VCT sales surge despite a spate of withdrawals

Venture capital trust sales rocketed by more than 50 per cent last tax year, with the established players taking the lion&#39s share of the market.But the 2000/01 tax year was also tainted with disappointment, as more subscriptions were left unfilled and more VCTs were pulled than ever before, including one withdrawal on the last day […]

Baggette Tyror rebrands as Bluestone Financial Services

IFA Baggette Tyror is re-naming itself BlueStone Financial Services as part of its expansion plans. The firm says having been in business for 15 years it has reached a key stage in its development and thought it appropriate it should move forward with what it feels is a more modern name. It is now looking […]

Irish Parliament: more room for charges

The Republic of Ireland has unveiled its planned stakeholder-style pension, the Personal Retirement Savings Account, but without the tough charging regime.The new pension shares all the hallmarks of stakeholder, including an emphasis on portability and flexibility, but the products have charges capped at 5 per cent of contributions and 1 per cent of total assets.Scottish […]

Nigeria cover image - thumbnail

White paper — Nigeria International Insights

Jelf Employee Benefits closely examines healthcare provision and challenges within Nigeria. This will be of particular interest to HR decision makers with employees based in Nigeria, and assesses the environment, risks, facilities and safeguards that are relevant to organisations that are actively deploying expatriate staff in this location.


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