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Scottish Life Mortgages – Britannic Money 12 Month Discount 85 Per Cent

Monday, April 30 2001.

Type: Discounted rate flexible mortgage.

Discounted term: 12 months.

Discount: 2.5 per cent.

Payable rate: 5.24 per cent.

Minimum loan: £25,001.

Maximum loan: Up to 80 per cent of valuation subject to a maximum of £500,000, 81-85 per cent of valuation subject to a maximum of £300,000.

Income multiples: 3.25 times principal income plus second or 2.75 times joint.

Features: Overpayments, underpayments, payment holidays, lump sum withdrawal, interest calculated daily.

Arrangement fee: None.

Redemption fee: None.

Conditons: £250 cashback or £250 towards valuation costs whichever is greater. Free legal service for remortgages in England and Wales.

Introducer&#39s fee: 0.35 per cent of loan.

Tel: 01132 961385.

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Pavilion Asset Management – Target Return Fund

Wednesday, 2 May 2001.Type: Offshore open-ended investment company.Aim: Growth by investing in hedge funds.Minimum investment: $100,000.Place of registration: Dublin.Investment split: 100 per cent in hedge funds.Isa link: No.Charges: Initial up to 5 per cent, annual 1.5 per cent.Commission: Initial up to 5 per cent, renewal subject to negotiation.Tel: 020 7616 4740. 

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