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Scottish Life – Individual Personal Pension Plan

Type: Individual personal pension plan

Minimum premium: Lump sum £1,000, monthly £50, annual £600

Minimum-maximum ages: From birth-75

Fund links: UK equity, UK ethical, global managed, European, managed, with profits, property, fixed interest, index linked, defensive managed, corporate bond, security 98, security 100, deposit, Japan, Far East, global equity, Pacific, worldwide, UK mid cap, American, Scottish Life International protected UK index 100, Scottish Life International protected multi index 100, Scottish Life International protected UK index 98, Scottish Life International protected multi index 98, Scottish Life International protected UK with bonus, Scottish Life International protected multi with bonus, Scottish Life / Schroder managed balanced, Scottish Life / BGI consensus, Scottish Life / Schroder hermes UK indextracker, Scottish Life / Schroder UK equity, Scottish Life / Fidelity managed equity, Scottish Life / Fidelity UK growth, Scottish Life / Fidelity special situations, Scottish Life / UBS managed equity, Scottish Life / UBS UK equity, Scottish Life / Invesco perpetual UK equity, Scottish Life / BGI global equity, Scottish Life / SocGen global managed, Scottish Life / SocGen stockmarket managed, Scottish Life / Invesco perpetual managed equity, Scottish Life / Escher Teams manager of managers UK equities (1%), Scottish Life / Escher Teams manager of managers global equities (1%), Scottish Life / Escher Teams manager of managers UK equities (2%), Scottish Life / Escher Teams manager of managers global equities (2%), balanced, opportunity, cautious strategies

Charges: Annual 0.4 &#45 1.65%
Allocation rates: 100%

Minimum term: One day

Options: Short-term disability benefit, long-term disability benefit, both with or without life cover

Commission: Regular premiums – initial up to 30%, renewal up to 2.5%, fund based renewal up to 0.5%, level up to 5%, single premiums &#45 initial up to 4%, fund based renewal up to 1%

Tel: 0845 7192021


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