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Scottish Life appoints two new senior managers

Scottish Life is making two new appointments to its senior executive team.

John Wallace will become general manager of customer services and David Hughson general manager of investment.

Wallace joined Scottish Life&#39s systems division in 1967 before becoming assistant general manager of administration in 1994.

Hughson joined in 1981 and became chief investment manager in 1996.

Both appointments are effective from January 1 1999.


Friends Prov launches flat load charging GPPs

Friends Provident is launching a group personal pension plan using a level load charging structure.The Series 2 Plan has been designed to produce higher transfer values in the earlier years but lower maturity values compared to its existing plan.IFAs will be able to choose either Series 2 or the existing plan. Both plans offer Friends […]

MoneyStore cuts rates on one-year fixed rate products

The MoneyStore is reducing its two one-year fixed-rate products by 0.74 per cent and 0.96 per cent respectively.It is also cutting its full status loan to 8.75 per cent and its self-certification loan to 8.99 per cent.The sub-prime lender says it will consider applicants who have missed four monthly payments within the last 12 months […]

Scottish Widows cuts standard variable rate mortgage

Scottish Widows Bank is reducing its standard variable mortgage rate to 7.49 per cent from 7.99 per cent.It says this rate will be available with its 80 per cent LTV Flexible Mortgage and 110 per cent Professional Mortgage.Managing director Rob Golbourn says: &#34Our variable rate has been recognised as consistently lower than most lenders in […]

Scottish Life appoints deputy chief executive

Scottish Life has appointed Ruaridh Budge as deputy chief executive from January 1. He has been with the company for 28 years and is currently acting as chief executive until Brian Duffin takes over the role at the start of next year.

DB transfers – one more factor to consider

Jim Grant – Senior Product Insight & Technical Support Analyst We look at how higher DB transfer values could cause a lifetime allowance issue and how that affects the advice process. Advisers are receiving an increasing number of requests from clients looking to transfer their pension from final salary schemes to personal pensions. This is a […]


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