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Scottish Equitable International -Flexible Investment Plan

Unit-linked bond

Growth by investing in a range of 44 unit-linked funds

Minimum investment:
Lump sum £15,000, monthly £500, annually £5,000

Fund links:
Choice of 24 internally managed funds and 20 externally managed funds from Baillie Gifford, DWS, First State, Invesco Perpetual Lazard, Merrill Lynch Newton, Northern Trust SocGen and UBS

Allocation rates:

Place of registration:

12 free switches a year, thereafter the greater of £25 or 1% of switched amount

Initial 1.25%-1.5%,
annual 1%-1.55% depending on underlying funds

Initial up to 5%,
renewal 1%



TMB plans withdrawn to catch up on business

The Mortgage Business is temporarily withdrawing its products from the market to catch up with business already on its book waiting to be processed. TMB closed to new business from July 2 and expects to be open again in approximately six weeks. As revealed in Money Marketing in April, the HBOSowned lender repriced products to […]

Warning by MCCB over the perils of interest-only loans

The Mortgage Code Compliance Board has sounded a warning to borrowers with interest-only mortgages they could be forced to sell their homes if they have no way of paying back the loans. The voluntary regulator, which is due to be phased out once statutory regulation begins at the end of October, says a borrower could […]

Manchester Building Society network receives MTA

Manchester Building Society claims to have become the first regional building society to receive its minded to approve letter from the FSA. The society&#39s Mortgage Broking Services Ltd was launched earlier this year to enable financial advisors to comply with changes to mortgage regulation in October. The society network offer provides a fees free compliance […]

UBS Global Asset Management – Developed Asia Equity Fund

Type: Oeic Aim: Growth by investing in developed markets in the Asia Pacific region excluding Japan Minimum investment: Lump sum £1,000, monthly £50 Investment split: 53.1% Australia, 26.9% Hong Kong, 14.7% Singapore, 2.7% New Zealand, 2.6% cash Isa link: Yes Pep transfers: Yes Charges:Initial 4%, annual 1.5% Commission: Initial 3%, renewal 0,5% Tel: 0800 587 […]

Technology & Fear

By Ali Unwin, Chief Technology Officer & Manager of the Neptune Global Technology Fund Fear has always been a key ingredient for technological experimentation and adoption, and today is no different. But when and where are these fears justified? asks Ali Unwin, Chief Technology Officer and Manager of the Neptune Global Technology Fund  Click here […]


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