Scottish Life is introducing a mortgage checklist aid for independent advisers to ensure that borrowers have all the necessary details for their applications.
The mortgage lending arm of the Edinburgh-based life office, ScotLife Home Loans, is giving IFAs a tickbox-style mortgage checklist which can be used with all application forms.
The checklist includes employer's reference and self-employed bank account details, bank statements, current mortgage details, landlord references and other loan information.
ScotLife Home Loans senior administrator Karen Paterson says: "Our new check lists are designed to help advisers overcome problems which are all too often experien- ced by mortgage introducers.
"By setting out the necessary information at the outset with the mortgage application, a great deal of inconvenience can potentially be saved for the branch dealing with the mortgage, the client and the IFA."
Copies of the checklist and further information are available from Scottish Life branches.