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ScotLife International launches fourth series of Income & Growth Bonus Bond

Scottish Life International is launching the fourth series of its Income & Growth Bonus Bond.

Series 4 of the Income and Growth Bond offers a choice of growth income of 11.2 per cent a year or 2.7 per cent each quarter over three years or 35.6 per cent fixed gross growth.

The bond is linked to the FTSE 100, the US S&P 500 and the EURO STOXX 50, and provides a full return of initial investment provided none of the three indices fall by more than 30 per cent during the investment period.

Series 4 of the bond will be available solely through IFAs and carries a commission of 3.5 per cent.


Robert Noach

Schroders Pensions dir ector of business dev-elopment Robert Noach is a sociologist by trade. While studying for his Masters at Warwick Univ ersity, the 50-year-old South African took a particular interest in the problems facing the aging population of industrial societies. It is a theme which has carried through his professional life since he stumbled […]

Britannic discount deal is just for IFAs

Britannic Asset Management is looking to boost its presence in the intermediary market by offering a discount on all IFA sales of its new global sector funds. The 2 per cent discount will apply only to lump-sum investments, reducing the funds&#39 initial charges to 3.25 per cent until the end of April. The deal makes […]

Earning curve

I am a director of a recently established family business. Although I am in my early 50s, I have not made any provision for my retirement. I only draw a minimal salary from the company, preferring instead to draw dividends. This is not a strategy I wish to change, principally because of the National Insurance […]

Standard and Policy Master go online with PMI service

Standard Life Healthcare has joined up with software provider Policy Master offering an online private medical insurance service for IFAs. The MediQuote service has so far signed up more than 100 IFAs in the first few days of operations, providing them with full quotation and benefit comparisons from PMI providers. The product uses application service […]


Lifetime Isa – how it works

According to George Osborne “people like Isas – because they’re simple”. Fiona Tait is not convinced… Contributions & bonuses What he said: “From April 2017, anyone under the age of 40 will be able to open a Lifetime Isa and save up to £4,000 each year. And for every £4 you save, the Government will […]


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