Scottish Equitable is launching a support package to help advisers and their clients prepare for A-Day, warning IFAs that not taking any action is unacceptable.The toolkit consists of an A-Day-specific website giving summaries and analysis of legislation, guides on the main advice issues and help with identifying core business opportunities arising from pensions simplification. Client segmentation advice is available, demonstrating how to split clients into manageable sections, and offers letter templates specific to each group. This is designed to help IFAs target the clients most affected by A-Day and create an action plan ensuring that key actions are completed on time. The pack also includes an A-Day calculator. ScotEq says IFAs should embrace A-Day as bringing new business opportunities, providing they are adequ- ately prepared as all clients will need some form of advice on how the new regime will affect their finances.