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ScotEq bond offers control for investors

Aegon Scottish Equitable is offering a guaranteed onshore bond product to protect consumers against stockmarket volatility.

Investment Control features a protected investment option which guarantees investors their money back after five years, less withdrawals, and also offers a money-back guarantee on death.

In addition, from the 10th anniversary and every five years after that, if the fund value is greater than the amount invested, less withdrawals, this will be set as the new higher guaranteed cash-in amount.

The product has a flexible charging structure which means that advisers and clients can choose from one of the standard charging options or put together a tailored structure.

Investment Control offers a choice of more than 90 funds to meet a variety of investors’ needs and different attitudes to risk.

The protected investment option offers a choice of two portfolios.

These offer a selection of four funds for investors looking for passive equity management and four multimanager portfolios for clients looking for active management. There is also a cash fund.

Marketing communications manager David Aaron says: “With stockmarket volatility at the forefront of investors’ minds, we have identified a growing demand for products offering guarantees. With Investment Control’s protected investment option, we guarantee that investors will get back at least what they put in, no matter what happens to the market.”


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