View more on these topics

ScotEq bond offers control for investors

Aegon Scottish Equitable is offering a guaranteed onshore bond product to protect consumers against stockmarket volatility.

Investment Control features a protected investment option which guarantees investors their money back after five years, less withdrawals, and also offers a money-back guarantee on death.

In addition, from the 10th anniversary and every five years after that, if the fund value is greater than the amount invested, less withdrawals, this will be set as the new higher guaranteed cash-in amount.

The product has a flexible charging structure which means that advisers and clients can choose from one of the standard charging options or put together a tailored structure.

Investment Control offers a choice of more than 90 funds to meet a variety of investors’ needs and different attitudes to risk.

The protected investment option offers a choice of two portfolios.

These offer a selection of four funds for investors looking for passive equity management and four multimanager portfolios for clients looking for active management. There is also a cash fund.

Marketing communications manager David Aaron says: “With stockmarket volatility at the forefront of investors’ minds, we have identified a growing demand for products offering guarantees. With Investment Control’s protected investment option, we guarantee that investors will get back at least what they put in, no matter what happens to the market.”


The savings trap

Personal accounts are aimed at ensuring that more people enjoy a comfortable retirement but the current mechanics of how means-tested benefits might interplay with the proposed scheme threaten to leave many worse off.

Transact board urges against sale

The heads of Transact have written to shareholders recommending that they vote against a potential trade sale or flotation due to the current market conditions.

CGT entrepreneurs' relief

Entrepreneurs’ relief is due, subject to meeting certain conditions, in respect of capital gains arising on ‘material disposals of business assets’. These ‘business assets’ include: Read more


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm