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Scot Wids wins Armed Forces stakeholder business

Scottish Widows has won the contract to provide stakeholder pensions and additional voluntary contribution schemes to 200,000 members of the armed forces and approximately another 50,000 reservists.

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Skipton Guernsey – 5 Year Guaranteed Growth Bond

Thursday, 16 August 2001.Type: Offshore guaranteed growth bond.Aim: Growth linked to FTSE 100 index. Minimum investment: Lump sum £5,000.Place of registration: Guernsey. Investment split: 100 per cent in growth bond.Guarantee: Capital returned in full at end of term along with 26 per cent growth regardless of movement in index.Isa link: No. Charges: None. Commission: None.Tel: […]

Rates of change

This week, I want to look at the real nature and effect of interest rate risk. On commencing a drawdown contract, the maximum withdrawals for the next three years are restricted according to tables drawn up by the Government Actuary&#39s Department. The interest rate used is the redemption yield on long-dated Government bonds and the […]

Govett launches IFA marketing drive

Govett Investments has launched an IFA marketing drive for its Govett US Opportunities Fund.It says the fund which has just reached its three year anniversary has been top quartile in each year to date. Over the period it has provided a total return of 103.5 per cent compared with the average sector return of 28.5 […]

Watchdog says go to an IFA for free review

The Financial Ombudsman Service has taken the unusual step of recommending a complainant to seek a commission-based IFA to review their case despite knowing the adviser is unlikely to be paid.The move comes as commission is under scrutiny from the Treasury and regulator.The case involves a mortgage endowment policyholder who disagreed with compensation offered by […]

The changing world of professional connections

The Legal Services Act of 2007, which opened up the legal market to competition, has put the cat among the professional pigeons. In the words of a 2015 Law Society report on what the legal profession is likely to look like in five years’ time: “Business as usual is not an option for many, if […]

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