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Scot Prov head of product marketing joins Build Store

Former Scottish Provident head of product marketing John Hay is joining self build specialist Build Store as director of marketing and product operations. Build Store offers a full service for people building their own homes. It offers a self-build mortgage to give tailored finances for self-build projects. Hay was with ScotProv for 24 years and will take responsibility for expanding Build Store&#39s product base. 

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Actuaries scrap commission

Leading actuarial consultantcy Watson Wyatt is ditching commission-based advice in favour of time-based fees.The consultancy is taking this step with immediate effect, replacing the previous remuneration choice of commission or fees for its clients.It is issuing a letter to all clients who currently receive advice exclusively on a commission basis to tell them of the […]

Merrill Lynch Investment Managers – MST World Healthscience

Wednesday, 25 April 2001.Type: Sicav.Aim: Growth by investing in healthcare, pharmaceuticals, biotechnology and medical technology.Minimum investment: $5,000.Place of registration: Luxemburg.Investment split: US 80 per cent, Europe 15 per cent, Japan 5 per cent.Isa link: No.Charges: Initial up to 5 per cent, annual 1.75 per cent.Commission: None.Tel: 020 7743 2096.

Backdate to the future

I started last week to look at the major developments concluding the case of Preston v Wolverhampton, which potentially opens the floodgates for many hundreds of thousands of part-time workers to claim a backdating of their pension rights to the date they joined service or back to 1976, whichever is the later date.Noting that the […]

Disclosure deluge

There has never been a more competitive time in the mortgage market. Borrowers are enjoying low interest rates. The big lenders have been sharpening their pencils and some have been cutting rates until it hurts. This is driven by massive competition within the market, with new entrants and incumbents fighting for a bigger share of […]

Global equities: time to de-risk?

While equity valuations have doubled since the financial crisis, Simon Edelsten explains that there are still pockets of value. But not where you might think Macro-economic uncertainty is causing turbulence in equity markets. Artemis Global Select Fund manager Simon Edelsten says his investment themes are taking him in a different direction to some of his peers – away […]

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