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Scot Prov enhances CI proposition

Scottish Provident is enhancing its critical illness product range by adding a number of new conditions.

From July 27 Scot Prov will add primary pulmonary hypertension, pulmonary artery graft surgery and structural heart surgery to its self assurance term plan and Pegasus whole of life.

It is also extending its critical illness definition for HIV to include countries outside the EU.

Scot Prov is also removing a number of exclusions from the Pegasus contracts to bring it in line with its self assurance products. The exclusions removed are for claims arising from criminal acts, drug abuse, aviation or hazardous sports and pastime.

An email sent to IFAs says: “It’s a changing world and as a company we need to react by having a range of products that reflect today’s society and help to meet your clients’ requirements.

“We strive to deliver quality protection products that meet your clients’ needs. We also understand that.”



It will never happen to me

Research by Scottish Provident has highlighted once again the need to end the ‘it won’t happen to me’ culture gripping the UK when it comes to their protection needs.

Tories sharpen axe for FSA

The Conservatives have set out their plans for the abolition of the FSA, with prudential powers to be passed to the Bank of England and a new body to regulate advisers.


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