From July 27 Scot Prov will add primary pulmonary hypertension, pulmonary artery graft surgery and structural heart surgery to its self assurance term plan and Pegasus whole of life.
It is also extending its critical illness definition for HIV to include countries outside the EU.
Scot Prov is also removing a number of exclusions from the Pegasus contracts to bring it in line with its self assurance products. The exclusions removed are for claims arising from criminal acts, drug abuse, aviation or hazardous sports and pastime.
An email sent to IFAs says: “It’s a changing world and as a company we need to react by having a range of products that reflect today’s society and help to meet your clients’ requirements.
“We strive to deliver quality protection products that meet your clients’ needs. We also understand that.”