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Scot Life&#39s guide to pension rules

Scottish Life is issuing a guide to help IFAs generate business leads on the back of the changes to carry-forward and carryback rules for pensions.

The company is promoting its Guide to Carryback and Carryforward to consumers in the run-up to the changes on April 6.

The changes mean people will no longer be able to use carry-forward and will be restricted in the use of carryback as they aim to boost the amount they can invest in their pensions for their retirement.

Scottish Life is hoping to publicise its guide through comment from head of communications Alasdair Buchanan in national and regional papers and the money section on teletext.

Consumers can call free for a copy of the guide. A letter is sent with each copy encouraging people to discuss with their IFA the best way to take advantage of the current and future rules. If the person does not have an IFA they are given contact details to find one through IFA Promotion.

Buchanan says: “As a company which is 100 per cent committed to supporting IFAs, we are always looking for practical ways to help IFAs develop business opportunities.”

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